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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY CLICKING ON THE "I ACCEPT" BUTTON BELOW AND ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU
AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF. YOUR PRIVACY AND SECURITY
We recognize that the privacy and security of your financial information and assets is our single biggest responsibility. Our Code of Ethics provides strict confidentiality standards for
our employees and systems adherence. We use established security standards and procedures to prevent unauthorized access. We will continue to assess new technology designed to further protect your information on an
ongoing basis. Our First Commerce Online banking product utilizes several layers of security in communicating with your bank accounts.
We collect nonpublic personal information about you
from the following sources: information we receive from you on applications or other forms, from your transactions with us, our affiliates, or others, and from a consumer reporting agency. We may disclose all of the
information that we collect as described by law. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. Be assured our goal is to restrict
access to nonpublic information about you to those employees who need to know that information to provide all First Commerce Bank products and services to you. Our commitment to physical, electronic, and procedural safeguards
that comply with federal standards is how we attempt to manage data security to guard your personal information, including to protect the privacy of visits to, and the use of, our Web site and Online products.
When you browse the First Commerce Bank web site, you do so anonymously. Third party Internet sites and services accessible through the First Commerce Bank web site have separate privacy and data collection
practices. First Commerce Bank has no responsibility or liability for these independent policies or actions.
DISCLAIMERS AND NOTICES First Commerce Bank expressly does not
warrant the accuracy or adequacy of text, graphics, external hyper-links or any other item included in this site. All information contained in these pages, including any terms and conditions, are subject to change without
notice. Representations of products and services are not considered offers to contract, but merely sales representations. Usage of hyper links to other Internet resources is done entirely at your own risk. We do
not monitor or verify the accuracy of information of those resources and expressly make no recommendation of any kind of products, services or claim made therein. Your eligibility for any product or service of First Commerce
Bank will be determined using existing First Commerce Bank policies and procedures.
First Commerce Bank expressly disclaims liability for errors or omissions in this information. No warranty of any
kind, implied, express or statutory, including, but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in
conjunction with the information and materials.
In no event will First Commerce Bank be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential
damages, losses or expenses arising in connection with this site or use thereof or inability to use, by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or
transmission, computer virus or line or system failure, even if First Commerce Bank, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
E-MAIL
We preserve the content of your e-mail communications transmitted to us from our home page forms and our responses so that we can more efficiently respond to your inquiries. We will protect the privacy of your information once it is received by us. However, since First Commerce Bank has no control over the architecture of security of any transmission facilities you may use in your personal computer hardware and software for transmitting and receiving e-mail during the transmission process, there should be no expectation of privacy concerning any e-mail you send or receive to or from us or to or from anyone. You should avoid transmission of any confidential or sensitive information such as account numbers.
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